Terms

Who this agreement is with

AHAVAH Enterprises is based in Boston, Massachusetts, United States, and operates the three divisions described on this site — Modeling, Finance and Microfinance — as parts of one enterprise rather than as separate companies. These terms are governed by the laws of the Commonwealth of Massachusetts, United States.

Contact us through the secure enquiry form. We publish a business address once there is one to publish; no residential address is used for this purpose.

Information only

This website describes AHAVAH Enterprises and its divisions. It is provided for information. Nothing on it is an offer, a quotation, financial advice, or a commitment to provide any service.

Finance and Microfinance: what these services are

AHAVAH Finance provides business financial organisation, record support and readiness work. AHAVAH Microfinance provides financial education and enterprise-readiness support. Both are practical and educational services: we help you organise your own records and understand your own position.

Neither is regulated advice, and nothing on this website or provided through these services is investment advice, securities advice, tax advice, legal advice, accounting or audit work, a lending decision, or an approval of any kind. Where you need a licensed professional — an accountant, an attorney, a tax adviser, an investment adviser or a lender — we will tell you so rather than stretch beyond what we are.

AHAVAH does not lend money, broker or arrange loans, take deposits, operate savings accounts, hold customer funds, transmit money, service loans or collect debt. It is not a bank and offers no FDIC-insured product. No interest rate, APR, loan size, fee, repayment term, return or eligibility criterion is published here, and none should be inferred. Educational material is general information, not individualised advice about your particular circumstances.

Imagery

Images presented as AHAVAH visual studies feature digitally created models: the people shown do not exist, none of them is Lorna Ishimwe, and they are not photographs of real individuals. Photography in the Modeling portfolio is used with the permissions AHAVAH holds for it.

Accuracy

We take care that what is published here is accurate, and we would rather leave a section empty than fill it with something unverified. If you find something wrong, please use the secure enquiry form.

Intellectual property

The AHAVAH name, the content of this site and the creative studies are the property of AHAVAH Enterprises or its licensors, except where photographers or other rights holders retain their own rights.

Scope of these terms

AHAVAH Finance and AHAVAH Microfinance currently provide business organisation, readiness and educational services. No financial product, credit facility, deposit account or investment is offered, applied for or provided through this site, and no application, payment or financial information is accepted through it. Terms specific to any regulated service will be published alongside it, if and when one is offered.